Publications

In the era of digitalization, retail investors who buy/trade financial products through digital platforms often find themselves facing dark patterns, i.e. design models of online interfaces that exploit biases and emotions, leading them to make economic choices that are not always in their best interest. This contribution aims to explore the issue of dark patterns in the retail investment sector and the related regulatory outlooks. Therefore, it examines the perspectives that arise from the use of behavioral sciences and artificial intelligence to enhance the predominantly emerging command-and-control regulation in order to curb the phenomenon of dark pattern

Da tempo, le pubbliche amministrazioni fanno uso di tecnologie digitali, compresa l’intelligenza artificiale, nello svolgimento delle proprie funzioni. Tale fenomeno – unito all’impianto normativo di derivazione europea, volto a normare i processi di transizione digitale – impone un ripensamento dei principi e delle garanzie finora individuati dalla dottrina e dalla giurisprudenza e ispirati ai regimi giuridici tradizionali del diritto amministrativo. Il volume, muovendo dall’esame degli utilizzi attuali delle tecnologie digitali da parte dei pubblici poteri, ne ricostruisce le possibili nuove regole.

Rulemaking in market regulation is accompanied by very strong procedural guarantees (such as motivation, participation and access) and is subject to better regulation tools, such as ex ante and ex post impact assessment and consultations. Starting from the empirical analysis of soft regulations by market regulators (the Anti-Corruption Authority, Bank of Italy, the Italian Companies and Exchange Commission, the Institute for the Supervision of Insurance, the Energy Market and Environment Authority, and the Authority for Communications Guarantees), this paper highlights their regulatory nature on some occasions. Moreover, it examines the perspectives and the criticalities stemming from the hypothetical application of better regulation tools to soft regulation.

in G. Mazzantini and L. Tafani (eds) L’analisi di impatto e gli altri strumenti per la qualità della regolazione. Annuario 2020, Osservatorio AIR

in B.L. Boschetti and E. A. Vendramini, (eds), Osservatorio sul Futuro e l’Innovazione dell’Amministrazione – FuturAP. Rapporto Zero 2021

Rassegna Osservatorio Air, 4

Studi parlamentari e di politica costituzionale, 209, 1

Munus, 1

Rassegna Osservatorio Air, 1

Diritto amministrativo, 4

Rassegna dell’Osservatorio AIR, n. 4, October

Studi Parlamentari e di Politica Costituzionale, 203-204, 1-2